Ready to purchase a new home? It is our job to help you make your dreams come true. Let us help you finance your new car with one of our vehicle loans. Figure out monthly installments, or maximum purchase price you can afford.

Mortgage Loans

Thinking of buying or building your dream home or owning your own little piece of Texas? Let National Bank & Trust help you with all of your real estate financing needs. We offer low closing cost, competitive rates, and the personalized service that you would expect from your hometown bank.

We also offer Home Equity loans which can be used for whatever you tuition, debt consolidation, or that much needed vacation, just to name a few. We also offer Home Improvement loans to help you out with your remodeling projects or additions to your home. Come by or call one of our friendly loan specialists today...we are ready to listen to your banking needs.

Our lending area is Fayette County and the surrounding Central Texas area. For properties located elsewhere in Texas, please call one of our loan officers to discuss your loan needs.

For additional information contact:
Loan Department (979) 968-4525

Online Mortgage Application

National Bank & Trust
NMLS# 614043

Tracy Harris
NMLS# 982006

Glen Kewley
Sr. Vice President
NMLS# 1742348

Letisha Krnavek
VP/Loan Officer
NMLS# 743902

Annie Rincones
AVP/Loan Officer
NMLS# 1861722






Auto Loans

How do I apply for a auto loan?

All you need to do is complete the loan application and mail or bring in to the Bank. The dealer must then fax us a copy of the sales agreement showing how much you are paying for the car. It's just that simple! In most cases we will be able to reply within 24 hours on a business day. Be sure to fully complete the application. Please include your daytime phone number so that we may contact you with the decision on your loan. All applications are subject to credit approval. National Bank & Trust is an equal opportunity lender.

Calculate an estimated loan payment with our Auto Loan Calculator
For additional information call (979) 968-3136 or (800) 330-3136


Personal Loan

What is the most convenient way for me to make loan payments?

Consider allowing us to automatically draft your account at National Bank & Trust for your monthly payment. To activate this free service, just sign an Automatic Transfer Form. If you do not presently have an account with our Bank, we encourage you to visit our Bank Products section of our web site for complete information on the different accounts

Is there a prepayment penalty?

No! Your loan does not have prepayment penalty.

Call (979) 968-4525 or (800)330-3136 for current interest rates.


Financial Tools

How much is your car worth?

Check out the value of your trade-in or the value of the vehicle you want to purchase with Kelly Blue Books.